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</html><description>Apa Itu Manfaat Sukarela? Voluntary Benefits (Manfaat sukarela) adalah tunjangan opsional yang dibayar oleh karyawan. Sering disebut sebagai manfaat tambahan, jenis tunjangan ini berkembang seiring dengan meningkatnya penggunaan rencana asuransi kesehatan dengan deductible tinggi dan munculnya berbagai jenis manfaat baru. Karena biaya rencana medis dengan cakupan penuh terus meningkat, semakin banyak perusahaan yang beralih ke [&hellip;]</description></oembed>
